The California Civil Code requires that a copy of the Notice of Default be mailed within 10 days of its recording to all persons who are entitled to notice. This includes the original trustor at the address shown on the Deed of Trust, at his / her last known address and to anyone else who has recorded a request for notice. The civil code also requires that a copy of the notice of default be mailed to certain entitled parties, such as junior lien holders, within one month of the notices recording. All mailings to the trustors and new owners are sent by certified and first class mail.
A Trustees Sale Guarantee (TSG) will be ordered from a title company at the time the Notice of Default is recorded. The TSG provides the information needed to proceed with the Trustee's Sale process and guarantees the accuracy of that information to the trustee and beneficiary only.
The property owner, or a junior lienholder, may cure the default by paying all delinquent amounts, including all costs associated with the filing of the default. This may be that at any time up to five business days before the scheduled sale date which is set in the publication period.
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Default Time Period
This time period begins once the notice of default has been recorded.